Each insured driver, including myself:
- Have not been involved in any motor accidents and/or had any motor insurance claims records in the past 3 years.
- Have not been disqualified during the past 3 years as the result of any offence or offence in relation to motor vehicle driving.
- Have not accumulated more than 12 driving-offence points in the past 3 years as a result of any offence or offence in relation to motor vehicle driving.
- Have not had any motor policy being terminated or refused for quotation by another insurance company in the past.
The vehicle:
- Has not been modified from manufacture's standard specifications.
- Is not used for tuition purpose, rental, leasing, hire or reward (including but not limited to UBER or GOGOVAN or LALAMOVE or FOODPANDA or any car-sharing or any ride-sharing activities), rallies, competitions, speed testing, trials, motor sport or as courtesy car.
- Is registered as private car under Vehicle Registration Document.