Declarations

 

I/We hereby declare as follows:

 

A. General

1. I/We understand that the policy is only effective after my/our application has been accepted by Allianz Global & Specialty SE Hong Kong Branch (hereafter “Allianz”) and the premium has been paid.
2. I/We am/are Hong Kong residents.
3. I/We have read, understood and accepted the terms, conditions and exclusions contained in the Policy Wording and any information or material relating to this Policy.

 

B. Accuracy of Information

1. All information and statement given in the application form for this policy are true and complete to the best of my/our knowledge and I/We have not withheld any material facts which are relevant to or could affect the acceptance of this application by Allianz. I/We understand that any inaccuracy or non-disclosure may render the policy voidable. Where applicable, I/we declare that I/we have full and complete authority from the insured person(s) to submit on their behalf this application and disclose any personal information being requested to assess this application.
2. In the event that the statement or information given in the application form for this policy becomes untrue, incomplete or inaccurate, I/We will immediately inform Allianz before Allianz issues any policy.
3. I/We understand and agree that this application and declaration and other information provided shall form the basis of the contract between me/us and Allianz.

 

C. Other:

1. I/We confirm that the insured premises are located in the Hong Kong Special Administrative Region, which are also less than 60 years of age and not a village house or a house of similar nature.
2. The insured premises is used solely for domestic residential purposes.
3. The Insured shall give Allianz prior notice if the insured premises becomes unoccupied and remains so for a period of more than six consecutive weeks.

 

Automatic Renewal

Subject to the Terms and Conditions and the payment of premium, the policy shall be renewed with its payment of renewal premium being made at the expiry date unless a notice of cancellation has been received.

 

Policy Cancellation

This Policy may be cancelled by returning the policy within 14 days after its delivery or issuance (whichever is earlier) ("Free Look Period") with full refund of the paid premium and levy without interest. After Free Look Period, this Policy may also be cancelled at the request of the Policyholder in writing to Allianz, which the refunded premium and levy will be adjusted in pro-rata based on the part received or retained by the company or the minimum premium. Please read policy wordings for full details.