BMW Car Insurance | Exclusive Insurance Plans for BMW Owners


Insurance for BMW
Limited Time BMW Insurance Offer
Enjoy Exclusive Premium Deals + up to HK$1,000 Gift Voucher
GET QUOTEOffer valid until Oct 31, 2026 | Terms and conditions apply
Your redemption code and guide will be sent to your registered email by 31 Jan 2027
BMW Motor Insurance Benefits Summary
Third-Party Only
Comprehensive
Covered up to market value/ sum insured
Third-Party Only
Comprehensive
HK$5,000
Third-Party Only Motor Insurance
HK$100,000,000
Comprehensive Coverage
HK$100,000,000
Third-Party Only Motor Insurance
HK$2,000,000
Comprehensive Coverage
HK$2,000,000
Third-Party Only Motor Insurance
Comprehensive Coverage
HK$250,000
Third-Party Only Motor Insurance
Comprehensive Coverage
HK$10,000
Third-Party Only
HK$2,000
Comprehensive
HK$2,000
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
HK$100,000
Third-Party Only
Comprehensive
HK$1,000 per day; max. 5 days
Third-Party Only
Comprehensive
Within the first 12 months of the first registration
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Enjoy Extra BMW Electric Vehicle Exclusive Benefits
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Compare BMW Insurance Premiums by Model
*Premium as low as
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Which BMW car insurance is right for you?

BMW Comprehensive

BMW Third Party Only

BMW Electric Vehicle
FAQ for BMW Owners
For policies purchased on or after 30 July 2026: To ensure you stay protected, your policy will automatically renew for another year. We will send you a renewal notice at least 21 days before your policy ends with all the policy details (including the renewal premium and instructions on how to opt out). To keep things easy for you, the premium will be safely and automatically charged to your credit card through our secure, encrypted payment partner.
If you decide not to renew, please notify us in writing (including by email) at least 7 days before your policy expires , and your coverage will simply end at the end of your current term.
If your renewal premium cannot be collected from your credit card, your policy will not be renewed and all cover will cease at the end of your current term.
For policies purchased before 30 July 2026: We will send you a renewal notice at least 21 days before your policy expiry date, setting out your policy details and instructions on how to renew your policy through our online renewal portal.
1. You change Your Motor Vehicle;
2. You modify Your Motor Vehicle (please see paragraph 7.7 of the policy provisions for further details);
3. You wish to add another Named Driver to Your policy or amend the driving restriction;
4. You change the use of Your Motor Vehicle (e.g. change from social domestic and pleasure to business use)
5. You wish to increase your cover (e.g. change from third party only to comprehensive)
2. Obtain the names and addresses of all parties involved and record all relevant information
3. Notify The Company at the first available opportunity
4. All documents concerning the Accident or loss must be forwarded immediately to The Company
5. For assistance during non-business hours, please call Allianz 24-Hour emergency hotline as specified in the Policy Schedule
6. Do not admit liability or discuss liability issue with any involved third party(ies)
See more on declarations
Coverage includes:
- Extended liability coverage for EV charger-related incidents up to HK$2,000,000
- Full coverage for internal electrical and electronic components
- Private EV charger replacement
- Courtesy electric vehicle during repairs
Allianz offers competitive premium plans for BMW owners. However, your actual premium will depend on various factors, including:
- Driving history
- Age
- No Claims Discount (NCD)
Visit the Allianz website to discover the latest offers and get an instant quote through our online quotation system.
Why Choose Allianz?

World's #1 Insurance Brand

Instant BMW Car Insurance Quote Online

We Put Our Customers First
*Premium exclude levies
All insurance products presented on this website is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR.