EV and Tesla Insurance in Hong Kong


Electric Vehicle Insurance
Allianz EV insurance offers Private Electric Charger Replacement and full coverage for internal electric components. Get limited-time premium discount on Tesla, BYD and Mercedes-Benz EQ models, plus a HKTVmall cash voucher up to HK$1000 when you purchase directly on this website.
GET YOUR QUOTEElectric Vehicle Insurance Benefits Highlight

Fully Covered Internal Electric & Electronic Components

Private Electric Charger Replacement

Extended Coverage for Liabilities caused by Private Electric Charger

New for Old Replacement Car

Electric Vehicle Courtesy Car

No Claim Discount Protector

Nil Depreciation on Repairs

24-Hour Emergency Roadside Assistance & Towing Service
Electric Vehicle Insurance Benefits Summary
Third-Party Only
Comprehensive
Covered up to market value/ sum insured
Third-Party Only
Comprehensive
Covered up to market value/ sum insured
Third-Party Only
Comprehensive
HK$5,000
one incident per policy year
Third-Party Only
Comprehensive
HK$5,000
Third-Party Only Motor Insurance
HK$100,000,000
Comprehensive Coverage
HK$100,000,000
Third-Party Only Motor Insurance
HK$2,000,000
Comprehensive Coverage
HK$2,000,000
Third-Party Only Motor Insurance
Comprehensive Coverage
Third-Party Only Motor Insurance
Comprehensive Coverage
HK$250,000
Third-Party Only Motor Insurance
Comprehensive Coverage
HK$10,000
Third-Party Only
HK$2,000
Comprehensive
HK$2,000
Third-Party Only
Covered
Comprehensive
Covered
Third-Party Only
Comprehensive
HK$100,000
Third-Party Only
Comprehensive
HK$1,000 per day; max. 5 days
Third-Party Only
Comprehensive
Within the first 12 months of the first registration, even if you are not the first registered owner
Third-Party Only
Comprehensive
Third-Party Only
Comprehensive
Yes
Third-Party Only
Comprehensive
HK$5,000 per maintenance
Electric Vehicle Insurance Price Comparison
*Premium as low as
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Third-party only
*Premium as low as
Comprehensive
*Premium as low as
Motor Insurance Latest Offer

Limited-time HKTVmall cash voucher valued up to HK$1000

Enjoy a 10% discount on all Motor Insurance plans

Allianz Electric Vehicle Insurance Offer

Northbound Travel for Hong Kong Vehicles
FAQ
For policies purchased on or after 30 July 2026: To ensure you stay protected, your policy will automatically renew for another year. We will send you a renewal notice at least 21 days before your policy ends with all the policy details (including the renewal premium and instructions on how to opt out). To keep things easy for you, the premium will be safely and automatically charged to your credit card through our secure, encrypted payment partner.
If you decide not to renew, please notify us in writing (including by email) at least 7 days before your policy expires , and your coverage will simply end at the end of your current term.
If your renewal premium cannot be collected from your credit card, your policy will not be renewed and all cover will cease at the end of your current term.
For policies purchased before 30 July 2026: We will send you a renewal notice at least 21 days before your policy expiry date, setting out your policy details and instructions on how to renew your policy through our online renewal portal.
1. You change Your Motor Vehicle;
2. You modify Your Motor Vehicle (please see paragraph 7.7 of the policy provisions for further details);
3. You wish to add another Named Driver to Your policy or amend the driving restriction;
4. You change the use of Your Motor Vehicle (e.g. change from social domestic and pleasure to business use)
5. You wish to increase your cover (e.g. change from third party only to comprehensive)
2. Obtain the names and addresses of all parties involved and record all relevant information
3. Notify The Company at the first available opportunity
4. All documents concerning the Accident or loss must be forwarded immediately to The Company
5. For assistance during non-business hours, please call Allianz 24-Hour emergency hotline as specified in the Policy Schedule
6. Do not admit liability or discuss liability issue with any involved third party(ies)
See more on declarations
*Premium exclude levies
All insurance products presented on this website is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR.